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It's an ad running on CNBC and Fox News for something called Yay Yo. Yay Yo says it wants to be the Kayak of the ride-hailing industry, allowing you to compare prices and book rides on Uber, Lyft, and other such companies in a single app. You could make millions, like the early investors in Uber, he suggests. Before all the shares are gone." Watching these ads, two questions come to mind: The answer to both is yes. How it's possible that he's pitching shares in a risky startup on TV is more complicated.

D., is board certified by the American Board of Psychiatry and Neurology and is a Distinguished Fellow of the American Psychiatric Association.

"If you would — write this in a positive way," El-Batrawi said in the third of a series of interviews with Business Insider, concerned about being portrayed negatively.

He spoke with reporters over the phone and in person at his Beverly Hills office.

And as part of the rules, there are fewer requirements and regulations for companies like Yay Yo than if it were to do a full-fledged IPO.

There are actually two kinds of Regulation A offerings.

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